-0.05%
0.85%
8.05%
15.01%
-16.60%
-25.57%
-43.02%
AI Spotlight on GPN
Company Description
Global Payments Inc.provides payment technology and software solutions for card, electronic, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific.It operates through three segments: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions.
The Merchant Solutions segment offers authorization services, settlement and funding services, customer support and help-desk functions, chargeback resolution, terminal rental, sales and deployment, payment security services, consolidated billing and statements, and on-line reporting services.This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added services, such as point-of-sale solutions, and analytic and engagement tools, as well as payroll and human capital management services.The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments and ePayables solutions for businesses and governments.
The Business and Consumer Solutions segment provides general-purpose reloadable prepaid debit and payroll cards, demand deposit accounts, and other financial service solutions to the underbanked and other consumers, and businesses under the Netspend brand.It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations.The company was founded in 1967 and is headquartered in Atlanta, Georgia.
Market Data
| Last Price | 112.85 |
| Change Percentage | -0.05% |
| Open | 113.38 |
| Previous Close | 112.91 |
| Market Cap ( Millions) | 28720 |
| Volume | 1241385 |
| Year High | 141.78 |
| Year Low | 91.6 |
| M A 50 | 113.24 |
| M A 200 | 107.07 |
Financial Ratios
| FCF Yield | 10.06% |
| Dividend Yield | 0.89% |
| ROE | 6.04% |
| Debt / Equity | 76.96% |
| Net Debt / EBIDTA | 349.04% |
| Price To Book | 1.26 |
| Price Earnings Ratio | 21.04 |
| Price To FCF | 9.94 |
| Price To sales | 2.87 |
| EV / EBITDA | 10.35 |
News
- Jan -27 - Derivative Path and Wells Fargo Partner to Deliver Innovative Global Payments Solution to Regional and Community Banks
- Jan -27 - Global Payments: Aggressive Share Buyback Will Unlock Value
- Jan -18 - Swell Labs Debuts Borderless Blockchain Platform for HighSpeed Global Payments
- Jan -09 - GPN Plunges 16.4% in a Year: Should You Buy, Hold or Sell the Stock?
- Jan -03 - My Top 15 High Growth Dividend Stocks For January 2025
- Dec -19 - 5 Financial Transaction Stocks to Watch Amid Resilient Consumer Spending
- Dec -11 - Distributed Technologies Research Simplifies Global Payments
- Dec -09 - Here's Why You Should Retain Global Payments Stock Right Now
- Dec -05 - 11 Ultra SWAN Bargains That Could Thrive As The Market Soars To Record Highs
- Dec -03 - Global Payments' 2025 Report Highlights Key Trends in Commerce
- Dec -02 - Global Payments Releases its 2025 Commerce and Payment Trends Report
- Dec -02 - My Top 15 High-Growth Dividend Stocks For December 2024
- Nov -27 - Global Payments to Present at UBS Global Technology and AI Conference
- Nov -25 - International Payments Course for Professional Bankers: Principles of Foreign Exchange and Currency, High-Value Global Payments, Purpose and Role of SWIFT and CLS (ONLINE EVENT: December 11-12, 2024)
- Nov -18 - Market Navigator: Buy now, pay later boom
- Nov -07 - Global Payments Slims Down With SMB Focus
- Nov -04 - Unlocking Global Payments (GPN) International Revenues: Trends, Surprises, and Prospects
- Nov -03 - My Top 15 High-Growth Dividend Stocks For November 2024
- Oct -31 - Chimoney Launches a cash app for Canadians: Interledger-Powered Global Payments with Just an Email or Phone Number
- Oct -31 - Finance Leaders Gaining Substantial Benefits from AP Automation, But Opportunities Remain to Do More
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Merchant Solutions
Expected Growth : 10.47 %
What the company do ?
Merchant Solutions from Global Payments Inc. provides payment processing and technology solutions to businesses, enabling them to accept payments online, in-store, and on-the-go.
Why we expect these perspectives ?
Global Payments' Merchant Solutions growth is driven by increasing adoption of omnichannel payment solutions, expansion in e-commerce and online transactions, strategic partnerships, and investments in digital capabilities. Additionally, the shift towards contactless payments, growth in cross-border transactions, and increasing demand for integrated payment solutions also contribute to the 10.47% growth.
Segment n°2 -> Issuer Solutions
Expected Growth : 10.27 %
What the company do ?
Issuer Solutions from Global Payments Inc. provides payment processing and issuer services to financial institutions, enabling them to issue payment cards and manage transactions efficiently.
Why we expect these perspectives ?
Issuer Solutions from Global Payments Inc. growth of 10.27% driven by increasing adoption of digital payments, expansion into new markets, and strategic partnerships. Additionally, the segment benefits from the growing demand for issuer processing services, cross-border transactions, and the need for secure and efficient payment solutions.
Segment n°3 -> Consumer Solutions
Expected Growth : 9.27 %
What the company do ?
Consumer Solutions from Global Payments Inc. provides payment processing and technology solutions for merchants, enabling them to accept payments online, in-store, and on-the-go.
Why we expect these perspectives ?
The 9.27% growth in Consumer Solutions from Global Payments Inc. is driven by increasing adoption of digital payments, expansion into new markets, and strategic partnerships. Additionally, the segment benefits from the growing demand for omnichannel payment solutions, innovative product offerings, and a strong brand reputation.
Segment n°4 -> Intersegment Eliminations
Expected Growth : 10.47 %
What the company do ?
Intersegment Eliminations from Global Payments Inc. refers to the removal of transactions between subsidiaries to present a consolidated financial picture.
Why we expect these perspectives ?
The 10.47% growth in Intersegment Eliminations from Global Payments Inc. is driven by increasing cross-border transactions, expansion of e-commerce platforms, and strategic partnerships. Additionally, the company's focus on digital transformation, investment in technology, and growing demand for payment processing services also contribute to this growth.
Global Payments Inc. Products
| Product Range | What is it ? |
|---|---|
| Payment Processing | Global Payments provides payment processing services to merchants, enabling them to accept various payment methods, including credit and debit cards, online payments, and mobile payments. |
| Point of Sale (POS) Solutions | Global Payments offers POS solutions that integrate payment processing, inventory management, and customer management capabilities. |
| E-commerce Solutions | Global Payments provides e-commerce solutions that enable online businesses to accept payments, manage orders, and track inventory. |
| Mobile Payments | Global Payments offers mobile payment solutions that enable merchants to accept payments on-the-go. |
| Gift and Loyalty Programs | Global Payments provides gift and loyalty program solutions that enable merchants to create and manage customer loyalty programs. |
| Payment Security and Fraud Prevention | Global Payments offers payment security and fraud prevention solutions that protect merchants from fraudulent transactions. |
| Business Analytics and Insights | Global Payments provides business analytics and insights solutions that enable merchants to track sales, customer behavior, and market trends. |
Global Payments Inc.'s Porter Forces
Threat Of Substitutes
Global Payments Inc. operates in a highly competitive industry with many substitutes, but its strong brand recognition and diversified product offerings mitigate the threat.
Bargaining Power Of Customers
Global Payments Inc. has a large customer base, but individual customers do not have significant bargaining power due to the company's diversified customer base and lack of concentration.
Bargaining Power Of Suppliers
Global Payments Inc. has a diversified supplier base, and no single supplier has significant bargaining power, reducing the threat of supplier negotiations.
Threat Of New Entrants
While there are barriers to entry in the payment processing industry, new entrants can still disrupt the market, but Global Payments Inc.'s established brand and scale of operations mitigate the threat.
Intensity Of Rivalry
The payment processing industry is highly competitive, with many established players, leading to a high intensity of rivalry, but Global Payments Inc.'s diversified product offerings and strong brand recognition help to differentiate it from competitors.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 43.04% |
| Debt Cost | 4.63% |
| Equity Weight | 56.96% |
| Equity Cost | 8.80% |
| WACC | 7.01% |
| Leverage | 75.55% |
Global Payments Inc. : Quality Control
Global Payments Inc. passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| TRI.TO | Thomson Reuters Corporation provides business information services in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates in five segments: Legal Professionals, Corporates, Tax & Accounting … |
| PCAR | PACCAR Inc designs, manufactures, and distributes light, medium, and heavy-duty commercial trucks in the United States, Europe, Mexico, South America, Australia, and internationally. It operates through three segments: Truck, Parts, … |
| PAYX | Paychex, Inc. provides integrated human capital management solutions for human resources (HR), payroll, benefits, and insurance services for small to medium-sized businesses in the United States, Europe, and India. It … |
| CTAS | Cintas Corporation provides corporate identity uniforms and related business services primarily in the United States, Canada, and Latin America. It operates through Uniform Rental and Facility Services, First Aid and … |
| TDG | TransDigm Group Incorporated designs, produces, and supplies aircraft components in the United States and internationally. Its Power & Control segment offers mechanical/electro-mechanical actuators and controls, ignition systems and engine technology, … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Paychex
A-Score
1-Year Total Return ->
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Cintas
A-Score
1-Year Total Return ->
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TransDigm Group
A-Score
1-Year Total Return ->
4
PACCAR
A-Score
1-Year Total Return ->
5
Thomson Reuters
A-Score
1-Year Total Return ->
6
