0.17%
12.09%
21.07%
26.26%
54.10%
80.81%
103.00%
AI Spotlight on JPM
Company Description
JPMorgan Chase & Co. operates as a financial services company worldwide.It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM).The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services.
The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research.This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds.The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties.
The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products.The company also provides ATM, online and mobile, and telephone banking services.JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.
Market Data
| Last Price | 268.69 |
| Change Percentage | 0.17% |
| Open | 269.23 |
| Previous Close | 268.23 |
| Market Cap ( Millions) | 756440 |
| Volume | 2779124 |
| Year High | 270.82 |
| Year Low | 172.62 |
| M A 50 | 246.7 |
| M A 200 | 217.46 |
Financial Ratios
| FCF Yield | -27.20% |
| Dividend Yield | 1.79% |
| ROE | 17.10% |
| Debt / Equity | 124.36% |
| Net Debt / EBIDTA | 108.28% |
| Price To Book | 2.21 |
| Price Earnings Ratio | 13.04 |
| Price To FCF | -3.68 |
| Price To sales | 4.26 |
| EV / EBITDA | 8.5 |
News
- Jan -28 - JPMorgan eyes space at former Credit Suisse tower in Canary Wharf, source says
- Jan -27 - JPMorganChase to Present at the BofA Financial Services Conference
- Jan -27 - JPMorganChase Announcement Concerning Preferred Stock
- Jan -25 - Koninklijke Philips: Still Neutral After The JPM Healthcare Conference
- Jan -24 - Bank Stock Could Extend Record Highs
- Jan -24 - JPMorgan Chase: Where Do You Go From The Top?
- Jan -24 - Trump bashes CEOs of America's 2 biggest banks in front of Davos crowd
- Jan -23 - Trump Says JPMorgan, Bank of America Won't Do Business With Conservatives
- Jan -23 - JPMorgan CEO Jamie Dimon was paid $39M in 2024 — a massive $3M raise
- Jan -23 - JPMorgan boosts CEO Jamie Dimon's pay to $39 million
- Jan -23 - JPMorgan CEO Dimon's 2024 compensation rises about 8%
- Jan -23 - Trump alleges Bank of America and JPMorgan are refusing to work with conservatives
- Jan -23 - Jamie Dimon is doubling down on JPMorgan's DEI work as a conservative group targets Wall Street: 'Bring them on'
- Jan -23 - Is JPMorgan Chase Stock a Buy Now?
- Jan -22 - 5 Stocks to Buy for a Trump Presidency
- Jan -22 - Why JPMorgan Chase & Co. (JPM) Might be Well Poised for a Surge
- Jan -22 - JPMorgan Chase CEO Jamie Dimon says he ‘hugged it out' with Elon Musk after earlier clashes
- Jan -22 - JPMorgan Chase CEO Jamie Dimon: The U.S. stock market is 'kind of inflated'
- Jan -22 - JPMorgan CEO Jamie Dimon on Elon Musk: The guy is our Einstein
- Jan -22 - Best Income Stocks to Buy for January 22nd
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Consumer & Community Banking
Expected Growth : 3.5 %
What the company do ?
Consumer & Community Banking from JPMorgan Chase & Co. provides consumer and commercial banking services, including consumer lending, credit cards, and business banking.
Why we expect these perspectives ?
The 3.5% growth in Consumer & Community Banking at JPMorgan Chase & Co. is driven by increasing consumer spending, low unemployment rates, and rising wages. Additionally, the segment benefits from the bank's strong brand, extensive branch network, and investments in digital banking capabilities, enabling it to attract and retain customers.
Segment n°2 -> Corporate & Investment Bank
Expected Growth : 4.5 %
What the company do ?
The Corporate & Investment Bank from JPMorgan Chase & Co. provides a range of financial services, including investment banking, markets, and treasury services to corporations, governments, and institutional clients.
Why we expect these perspectives ?
JPMorgan Chase & Co.'s Corporate & Investment Bank's 4.5% growth is driven by increasing demand for M&A advisory services, growth in equity and debt capital markets, and expansion in commercial banking. Additionally, the bank's strong brand and global presence contribute to its market share gains, while investments in digital transformation and risk management capabilities enhance operational efficiency.
Segment n°3 -> Asset & Wealth Management
Expected Growth : 3.8 %
What the company do ?
JPMorgan Chase & Co.'s Asset & Wealth Management provides investment management and wealth planning services to individuals, families, and institutions, offering a range of products and strategies to help clients achieve their financial goals.
Why we expect these perspectives ?
JPMorgan Chase & Co.'s Asset & Wealth Management segment growth of 3.8% is driven by increasing demand for investment products, strong market performance, and strategic acquisitions. Additionally, the segment benefits from the company's robust advisory services, diversified product offerings, and expanding digital capabilities, attracting high-net-worth individuals and institutional clients.
Segment n°4 -> Commercial Banking
Expected Growth : 3.2 %
What the company do ?
Commercial Banking from JPMorgan Chase & Co. provides financial solutions to businesses, including cash management, trade finance, and lending services to help them grow and succeed.
Why we expect these perspectives ?
JPMorgan Chase & Co.'s Commercial Banking segment growth of 3.2% is driven by increased loan origination, expansion of treasury services, and growth in commercial card products. Additionally, strategic investments in digital capabilities, such as online platforms and mobile apps, have enhanced customer experience and contributed to revenue growth.
Segment n°5 -> Corporate Segment
Expected Growth : 4.2 %
What the company do ?
The Corporate & Investment Bank segment of JPMorgan Chase & Co. provides a range of investment banking, market-making, and treasury services to corporations, governments, and institutional investors.
Why we expect these perspectives ?
JPMorgan Chase & Co.'s Corporate segment growth of 4.2% is driven by strong demand for treasury services, growth in commercial card volumes, and increased adoption of digital platforms. Additionally, the segment benefits from a favorable interest rate environment, solid loan growth, and a robust pipeline of new business opportunities.
Segment n°6 -> Reconciling Items
Expected Growth : 3.9 %
What the company do ?
Reconciling Items from JPMorgan Chase & Co. refers to the process of identifying and resolving discrepancies between the company's internal financial records and the bank statements provided by JPMorgan Chase & Co.
Why we expect these perspectives ?
JPMorgan Chase & Co.'s 3.9% growth is driven by strong consumer banking performance, fueled by rising interest rates and loan growth. Additionally, the company's investment banking division has seen an increase in deal activity, contributing to revenue growth. Furthermore, the company's cost-cutting initiatives have improved operational efficiency, leading to higher profitability.
Jpmorgan Chase & Co. Products
| Product Range | What is it ? |
|---|---|
| Consumer Banking | Provides financial services to individuals and small businesses, including checking and savings accounts, credit cards, home and auto loans, and investment services. |
| Corporate and Investment Bank | Provides investment banking, markets, and treasury services to corporations, governments, and institutional investors. |
| Commercial Banking | Provides financial services to mid-sized businesses, including cash management, lending, and trade finance. |
| Asset and Wealth Management | Provides investment management and wealth management services to individuals, institutions, and retirement plans. |
| Mortgage Banking | Provides mortgage lending and servicing to individuals and businesses. |
| Auto Finance | Provides financing for new and used vehicles to dealerships and consumers. |
| Card Services | Provides credit card services to consumers and businesses. |
| Merchant Services | Provides payment processing and merchant services to businesses. |
| Treasury Services | Provides cash management and treasury services to corporations and institutions. |
JPMorgan Chase & Co.'s Porter Forces
Threat Of Substitutes
JPMorgan Chase & Co. has a diversified product portfolio, which reduces the threat of substitutes. The company's strong brand recognition and customer loyalty also make it difficult for substitutes to gain traction.
Bargaining Power Of Customers
JPMorgan Chase & Co. has a large customer base, which gives customers some bargaining power. However, the company's diversified product offerings and strong brand recognition mitigate this power to some extent.
Bargaining Power Of Suppliers
JPMorgan Chase & Co. is a large financial institution with significant bargaining power over its suppliers. The company's scale and scope of operations give it an upper hand in negotiations with suppliers.
Threat Of New Entrants
The financial services industry has high barriers to entry, making it difficult for new entrants to compete with established players like JPMorgan Chase & Co. The company's strong brand recognition and regulatory hurdles also deter new entrants.
Intensity Of Rivalry
The financial services industry is highly competitive, with many established players competing for market share. JPMorgan Chase & Co. faces intense rivalry from other major banks and financial institutions, which can lead to pricing pressures and reduced market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 57.11% |
| Debt Cost | 9.53% |
| Equity Weight | 42.89% |
| Equity Cost | 9.53% |
| WACC | 9.53% |
| Leverage | 133.14% |
JPMorgan Chase & Co. : Quality Control
JPMorgan Chase & Co. passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| EWBC | East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals. It operates … |
| WFC | Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through … |
| TFC | Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and … |
| C | Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, … |
| BAC | Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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JPMorgan Chase
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East West Bank
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Wells Fargo
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Citigroup
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