AI Spotlight on MQ
Company Description
Marqeta, Inc.operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs.It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions.
As of December 31, 2021, the company had approximately 200 customers.Marqeta, Inc.was incorporated in 2010 and is headquartered in Oakland, California.
Market Data
Last Price | 3.85 |
Change Percentage | -2.78% |
Open | 3.97 |
Previous Close | 3.96 |
Market Cap ( Millions) | 1934 |
Volume | 3365264 |
Year High | 7.36 |
Year Low | 3.37 |
M A 50 | 3.84 |
M A 200 | 4.87 |
Financial Ratios
FCF Yield | 1.58% |
Dividend Yield | 0.00% |
ROE | 1.20% |
Debt / Equity | 1.33% |
Net Debt / EBIDTA | 7161.58% |
Price To Book | 1.78 |
Price Earnings Ratio | 139.17 |
Price To FCF | 63.34 |
Price To sales | 3.95 |
EV / EBITDA | -87.27 |
News
- Feb -02 - February 7, 2025 Deadline: Contact Levi & Korsinsky to Join Class Action Suit Against MQ
- Feb -02 - MQ Deadline in 5 Days: Kessler Topaz Meltzer & Check, LLP Reminds Marqeta, Inc. (MQ) Investors of Filing Deadline in Class Action Lawsuit
- Feb -02 - Marqeta, Inc. Is Being Sued For Securities Fraud And Shareholders With Losses Are Urged To Contact The Schall Law Firm
- Feb -02 - Marqeta (NASDAQ: MQ) Deadline Approaching: Berger Montague Advises Investors of Deadline in Securities Fraud Lawsuit
- Feb -02 - INVESTOR ALERT: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Marqeta
- Feb -02 - MQ FRAUD REMINDER: A Class Action Lawsuit has been Filed against Marqeta, Inc. for Fraud β Contact BFA Law before February 7 Deadline (NASDAQ:MQ)
- Feb -02 - MQ SHAREHOLDER ALERT: Bronstein, Gewirtz and Grossman, LLC Announces that Marqeta, Inc. Shareholders with Losses Have Opportunity to Lead Class Action Lawsuit!
- Feb -01 - Marqeta, Inc. Sued for Securities Law Violations β Investors Should Contact Levi & Korsinsky for More Information - MQ
- Feb -01 - MQ DEADLINE NOTICE: ROSEN, SKILLED INVESTOR COUNSEL, Encourages Marqeta, Inc. Investors to Secure Counsel Before Important February 7 Deadline in Securities Class Action First Filed by the Firm β MQ
- Feb -01 - SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders with Losses on their Investment inΒ Marqeta, Inc.Β of Class Action Lawsuit and Upcoming Deadlines βΒ MQ
- Feb -01 - INVESTOR ALERT: The Schall Law Firm Invites Investors With Losses To Join A Securities Fraud Case Against Marqeta, Inc.
- Feb -01 - MARQETA SHAREHOLDER ALERT BY FORMER LOUISIANA ATTORNEY GENERAL: KAHN SWICK & FOTI, LLC REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuit Against Marqeta, Inc. - MQ
- Jan -31 - MQ Deadline: MQ Investors Have Opportunity to Lead Marqeta, Inc. Securities Fraud Lawsuit First Filed by The Rosen Law Firm
- Jan -31 - MARQETA (NASDAQ: MQ) CLASS ACTION NOTICE: Berger Montague Encourages Investors With Substantial Losses to Contact the Firm By February 7, 2025
- Jan -31 - MQ FRAUD NOTICE: Marqeta, Inc. Investors Alerted of Class Action Lawsuit after the Stock Plummeted 42% - Contact BFA Law by February 7 Court Deadline
- Jan -31 - MQ Investor Reminder: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Deadline in Securities Fraud Class Action Lawsuit Filed Against Marqeta, Inc. (MQ)
- Jan -31 - Levi & Korsinsky Reminds Marqeta Investors of the Pending Class Action Lawsuit with a Lead Plaintiff Deadline of February 7, 2025 - MQ
- Jan -31 - CUBI DEADLINE TODAY: ROSEN, NATIONAL TRIAL LAWYERS, Encourages Customers Bancorp, Inc. Investors to Secure Counsel Before Important January 31 Deadline in Securities Class Action Commenced by the Firm β CUBI
- Jan -31 - Marqeta, Inc. (MQ) Investors Who Lost Money Have Opportunity to Lead Securities Fraud Lawsuit
- Jan -31 - Marqeta, Inc. Is Being Sued For Securities Law Violations And Affected Shareholders Are Urged To Contact The Schall Law Firm
Business Breakdown
Expected Mid-Term Growth
Segment nΒ°1 -> Platform Services
Expected Growth : 12 %
What the company do ?
Marqeta's Platform Services enable businesses to issue payment cards, manage transactions, and track expenses, providing a modern, scalable, and secure payment infrastructure.
Why we expect these perspectives ?
Marqeta's 12% growth in Platform Services is driven by increasing adoption of digital payments, rising demand for modern card issuing and processing, and expansion into new markets. Additionally, the company's innovative open-API platform, scalable infrastructure, and strategic partnerships with fintechs and banks contribute to its growth momentum.
Segment nΒ°2 -> Other Services
Expected Growth : 10 %
What the company do ?
Marqeta's Other Services include card fulfillment, payment processing, and program management, enabling businesses to issue and manage cards, and process payments efficiently.
Why we expect these perspectives ?
Marqeta's Other Services segment growth is driven by increasing adoption of its digital banking and payment solutions, expansion into new markets, and strategic partnerships. The company's modern card issuing platform and open-API architecture enable fintechs and enterprises to innovate and scale, fueling growth. Additionally, the rising demand for real-time payment processing and card-based transactions contributes to the segment's rapid expansion.
Marqeta, Inc. Products
Product Range | What is it ? |
---|---|
Card Issuance | Marqeta's card issuance platform enables businesses to issue physical or virtual cards, allowing for real-time funding, and instant card provisioning. |
Payment Processing | Marqeta's payment processing platform enables businesses to process payments, manage transactions, and track spending in real-time. |
Digital Wallets | Marqeta's digital wallet platform enables businesses to create custom digital wallets, allowing users to store and manage their payment methods. |
Transaction Management | Marqeta's transaction management platform enables businesses to track, manage, and reconcile transactions in real-time. |
Risk Management | Marqeta's risk management platform enables businesses to detect and prevent fraudulent transactions, ensuring secure and reliable payments. |
Integrations and APIs | Marqeta's integrations and APIs enable businesses to integrate payment capabilities into their existing systems and applications. |
Marqeta, Inc.'s Porter Forces
Threat Of Substitutes
Marqeta's digital payment platform is highly customizable, making it difficult for substitutes to emerge. However, the fintech industry is rapidly evolving, and new technologies could potentially disrupt Marqeta's business model.
Bargaining Power Of Customers
Marqeta's customers are primarily large enterprises and financial institutions, which have limited bargaining power due to their reliance on Marqeta's technology and expertise.
Bargaining Power Of Suppliers
Marqeta's suppliers are primarily technology and infrastructure providers, which have limited bargaining power due to the competitive nature of the fintech industry.
Threat Of New Entrants
The fintech industry is highly competitive, and new entrants with innovative technologies and business models could potentially disrupt Marqeta's market share.
Intensity Of Rivalry
The fintech industry is highly competitive, with many established players and new entrants vying for market share. Marqeta faces intense competition from companies like Stripe, PayPal, and Square.
Capital Structure
Value | |
---|---|
Debt Weight | 1.34% |
Debt Cost | 3.95% |
Equity Weight | 98.66% |
Equity Cost | 13.01% |
WACC | 12.88% |
Leverage | 1.36% |
Marqeta, Inc. : Quality Control
Marqeta, Inc. passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
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