-2.78%
-0.26%
-34.19%
-21.27%
-34.19%
-60.79%
-87.39%

Company Description

Marqeta, Inc.operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs.It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions.


As of December 31, 2021, the company had approximately 200 customers.Marqeta, Inc.was incorporated in 2010 and is headquartered in Oakland, California.

Market Data

Last Price 3.85
Change Percentage -2.78%
Open 3.97
Previous Close 3.96
Market Cap ( Millions) 1934
Volume 3365264
Year High 7.36
Year Low 3.37
M A 50 3.84
M A 200 4.87

Financial Ratios

FCF Yield 1.58%
Dividend Yield 0.00%
ROE 1.20%
Debt / Equity 1.33%
Net Debt / EBIDTA 7161.58%
Price To Book 1.78
Price Earnings Ratio 139.17
Price To FCF 63.34
Price To sales 3.95
EV / EBITDA -87.27

News

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Platform Services

Expected Growth : 12 %

What the company do ?

Marqeta's Platform Services enable businesses to issue payment cards, manage transactions, and track expenses, providing a modern, scalable, and secure payment infrastructure.

Why we expect these perspectives ?

Marqeta's 12% growth in Platform Services is driven by increasing adoption of digital payments, rising demand for modern card issuing and processing, and expansion into new markets. Additionally, the company's innovative open-API platform, scalable infrastructure, and strategic partnerships with fintechs and banks contribute to its growth momentum.

Segment nΒ°2 -> Other Services

Expected Growth : 10 %

What the company do ?

Marqeta's Other Services include card fulfillment, payment processing, and program management, enabling businesses to issue and manage cards, and process payments efficiently.

Why we expect these perspectives ?

Marqeta's Other Services segment growth is driven by increasing adoption of its digital banking and payment solutions, expansion into new markets, and strategic partnerships. The company's modern card issuing platform and open-API architecture enable fintechs and enterprises to innovate and scale, fueling growth. Additionally, the rising demand for real-time payment processing and card-based transactions contributes to the segment's rapid expansion.

Marqeta, Inc. Products

Product Range What is it ?
Card Issuance Marqeta's card issuance platform enables businesses to issue physical or virtual cards, allowing for real-time funding, and instant card provisioning.
Payment Processing Marqeta's payment processing platform enables businesses to process payments, manage transactions, and track spending in real-time.
Digital Wallets Marqeta's digital wallet platform enables businesses to create custom digital wallets, allowing users to store and manage their payment methods.
Transaction Management Marqeta's transaction management platform enables businesses to track, manage, and reconcile transactions in real-time.
Risk Management Marqeta's risk management platform enables businesses to detect and prevent fraudulent transactions, ensuring secure and reliable payments.
Integrations and APIs Marqeta's integrations and APIs enable businesses to integrate payment capabilities into their existing systems and applications.

Marqeta, Inc.'s Porter Forces

Marqeta's digital payment platform is highly customizable, making it difficult for substitutes to emerge. However, the fintech industry is rapidly evolving, and new technologies could potentially disrupt Marqeta's business model.

Marqeta's customers are primarily large enterprises and financial institutions, which have limited bargaining power due to their reliance on Marqeta's technology and expertise.

Marqeta's suppliers are primarily technology and infrastructure providers, which have limited bargaining power due to the competitive nature of the fintech industry.

The fintech industry is highly competitive, and new entrants with innovative technologies and business models could potentially disrupt Marqeta's market share.

The fintech industry is highly competitive, with many established players and new entrants vying for market share. Marqeta faces intense competition from companies like Stripe, PayPal, and Square.

Capital Structure

Value
Debt Weight 1.34%
Debt Cost 3.95%
Equity Weight 98.66%
Equity Cost 13.01%
WACC 12.88%
Leverage 1.36%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

Company Rational
MDB MongoDB, Inc. provides general purpose database platform worldwide. The company offers MongoDB Enterprise Advanced, a commercial database server for enterprise customers to run in the cloud, on-premise, or in a …
RPD Rapid7, Inc. provides cyber security solutions. The company offers a cloud-native insight platform that enables customers to create and manage analytics-driven cyber security risk management programs. Its platform includes InsightIDR, …
HCP HashiCorp, Inc. provides multi-cloud infrastructure automation solutions worldwide. The company offers Terraform, an infrastructure provisioning product that applies an Infrastructure-as-Code approach, where processes and configuration required to support applications are …
DOCN DigitalOcean Holdings, Inc., through its subsidiaries, operates a cloud computing platform in North America, Europe, Asia, and internationally. Its platform provides on-demand infrastructure and platform tools for developers, start-ups, and …
TENB Tenable Holdings, Inc. provides cyber exposure solutions for in the Americas, Europe, the Middle East, Africa, the Asia Pacific, and Japan. Its platforms include Tenable.io, a cloud-delivered software as a …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
3.85$
Current Price
3.85$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

Peers Group Analysis

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