0.55%
10.46%
21.28%
42.34%
82.36%
103.43%
73.06%
AI Spotlight on STAN
Company Description
Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East.The company operates through two segments: Corporate, Commercial and Institutional Banking; and Consumer, Private and Business Banking.It offers retail products, such as deposits, savings, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, insurance, and wealth advices; and transaction banking services, such as cash management, working capital, and trade financing products.
The company also provides financial markets products and services that comprise project and transportation financing, debt capital markets and leveraged financing, financing and securities services, and sales and structuring services, as well as macro, commodities, and credit trading services.In addition, it offers digital banking solutions.The company serves financial institutions, governments, banks, investors, corporations, small businesses, and individuals.
It operates through approximately 776 branches.The company was founded in 1853 and is headquartered in London, the United Kingdom.
Market Data
| Last Price | 1092 |
| Change Percentage | 0.55% |
| Open | 1088 |
| Previous Close | 1086 |
| Market Cap ( Millions) | 26349 |
| Volume | 6571764 |
| Year High | 1097 |
| Year Low | 572 |
| M A 50 | 1003.98 |
| M A 200 | 832.39 |
Financial Ratios
| FCF Yield | 0.00% |
| Dividend Yield | 0.03% |
| ROE | 8.77% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | 0.00% |
| Price To Book | 0.83 |
| Price Earnings Ratio | 9.74 |
| Price To FCF | 0 |
| Price To sales | 1.76 |
| EV / EBITDA | 0 |
News
- Jan -30 - South African Central Bank Makes Hawkish Quarter-Point Rate Cut
- Jan -30 - Standard Chartered: DeepSeek AI’s Cost Efficiency May Boost Bitcoin by Reducing Inflation
- Jan -28 - Trio of ANZ Credit Traders Leaves to Join Standard Chartered
- Jan -27 - Standard Chartered: 'Buy the dip' as bitcoin sinks below $100,000
- Jan -27 - Fed risk may be underestimated as traders focus on Trump policies - StanChart
- Jan -27 - Crypto Declines as Nasdaq Selloff Highlights Growing Tech Correlation, StanChart Says
- Jan -27 - Standard Chartered banks on yuan assets amid US-China tensions, Trump risks
- Jan -24 - Brazil Inflation Slowdown Falls Short Ahead of Key Rate Hike
- Jan -24 - Kotak Mahindra acquires personal loan portfolio from Standard Chartered
- Jan -23 - Money Managers Turn Bullish on Oil
- Jan -22 - U.S. Sanctions Trigger Russian Oil Exodus
- Jan -22 - Oil Majors Borrow Billions for Buybacks as Production Wanes
- Jan -21 - Oil Analysts Divided on Trump's Impact on Oil Prices
- Jan -21 - Climate shift to help boost StanChart income by almost $1 billion, CEO says
- Jan -21 - Davos- Banks running Trump "war rooms" as trade ructions expected
- Jan -21 - Banks running Trump 'war rooms' as bosses prepare for trade ructions
- Jan -21 - Banks running Trump 'war rooms' as bosses prepare for trade ructions
- Jan -20 - Oil Prices Fall Ahead Of Trump Inauguration
- Jan -20 - HSBC, Standard Chartered, Bocom can now open mainland China accounts for Hongkongers
- Jan -14 - Apollo, StanChart Sign $3 Billion Energy Transition Partnership
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Corporate, Commercial & Institutional Banking
Expected Growth : 4.5 %
What the company do ?
Corporate, Commercial & Institutional Banking from Standard Chartered PLC provides financial solutions to large corporations, governments, and financial institutions, facilitating trade, investment, and growth.
Why we expect these perspectives ?
Strong corporate lending growth driven by rising demand in Asia, Africa, and the Middle East. Commercial banking benefits from increasing trade finance and cash management activities. Institutional banking growth is fueled by robust transaction banking and securities services. Digital transformation and strategic partnerships also contribute to the 4.5% growth.
Segment n°2 -> Consumer, Private & Business Banking
Expected Growth : 4.8 %
What the company do ?
Standard Chartered PLC offers three main banking segments: Consumer Banking for individuals, Private Banking for high net worth individuals, and Business Banking for corporate clients.
Why we expect these perspectives ?
Consumer Banking growth driven by increasing credit card penetration and personal loan demand. Private Banking growth fueled by rising wealth management and investment product adoption. Business Banking growth attributed to increased lending to small and medium-sized enterprises (SMEs) and cash management services.
Segment n°3 -> Central and Other Items
Expected Growth : 3.2 %
What the company do ?
Central and Other Items from Standard Chartered PLC refers to the bank's headquarters and other miscellaneous items not attributed to specific regions or segments.
Why we expect these perspectives ?
Central and Other Items from Standard Chartered PLC achieved 3.2% growth driven by effective cost management, improved operational efficiency, and strategic investments in digital transformation. Additionally, the segment benefited from a favorable interest rate environment and a strong balance sheet, enabling the bank to optimize its liquidity and capital positions.
Segment n°4 -> Ventures
Expected Growth : 6.1 %
What the company do ?
Ventures from Standard Chartered PLC refers to the bank's venture capital arm, investing in fintech startups and innovative companies, driving digital transformation in the financial industry.
Why we expect these perspectives ?
Standard Chartered PLC's 6.1% growth is driven by its strategic expansion in Asia, Africa, and the Middle East, coupled with a strong focus on digital transformation, cost optimization, and risk management. The bank's diversified revenue streams, including consumer, corporate, and institutional banking, also contribute to its growth momentum.
Standard Chartered Plc Products
| Product Range | What is it ? |
|---|---|
| Retail Banking | Provides personal banking services to individuals, including current and savings accounts, credit cards, personal loans, mortgages, and investments. |
| Private Banking | Offers bespoke banking services to high net worth individuals, including wealth management, investment advice, and tailored lending solutions. |
| Corporate and Institutional Banking | Provides cash management, trade finance, and lending solutions to corporate clients, as well as risk management and market-making services. |
| Commercial Banking | Offers a range of banking services to small and medium-sized enterprises, including cash management, trade finance, and lending solutions. |
| Markets and Securities Services | Provides a range of capital markets and securities services, including sales, trading, and research, to institutional clients. |
| Transaction Banking | Offers cash management, trade finance, and securities services to corporate clients, as well as supply chain financing and factoring solutions. |
| Wealth Management | Provides investment advice, portfolio management, and wealth planning services to high net worth individuals and families. |
Standard Chartered PLC's Porter Forces
Threat Of Substitutes
The threat of substitutes for Standard Chartered PLC is medium due to the presence of alternative banking services and digital payment platforms. However, the bank's strong brand reputation and extensive global network mitigate this threat to some extent.
Bargaining Power Of Customers
The bargaining power of customers is low for Standard Chartered PLC due to the bank's diversified customer base and lack of concentration of customers. Additionally, the bank's wide range of products and services reduces the bargaining power of individual customers.
Bargaining Power Of Suppliers
The bargaining power of suppliers is low for Standard Chartered PLC due to the bank's significant scale and global presence. The bank has a diverse supplier base, which reduces the bargaining power of individual suppliers.
Threat Of New Entrants
The threat of new entrants is low for Standard Chartered PLC due to the significant barriers to entry in the banking industry, including regulatory hurdles and the need for significant capital investment.
Intensity Of Rivalry
The intensity of rivalry is high for Standard Chartered PLC due to the highly competitive nature of the banking industry. The bank operates in a crowded market with many established players, which increases the intensity of rivalry.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 65.06% |
| Debt Cost | 8.07% |
| Equity Weight | 34.94% |
| Equity Cost | 8.07% |
| WACC | 8.07% |
| Leverage | 186.21% |
Standard Chartered PLC : Quality Control
Standard Chartered PLC passed 1 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| INGA.AS | ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates … |
| UBSG.SW | UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and … |
| HSBA.L | HSBC Holdings plc provides banking and financial services worldwide. The company operates through Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments. The Wealth and Personal Banking … |
| SHB-A.ST | Svenska Handelsbanken AB (publ) provides various banking products and services for private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, China, Germany, … |
| BARC.L | Barclays PLC, through its subsidiaries, provides various financial products and services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Barclays
A-Score
1-Year Total Return ->
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Standard Chartered
A-Score
1-Year Total Return ->
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HSBC
A-Score
1-Year Total Return ->
4
Handelsbanken
A-Score
1-Year Total Return ->
5
ING
A-Score
1-Year Total Return ->
6
