AI Spotlight on DOMA
Company Description
Doma Holdings Inc.originates, underwrites, and provides title, escrow, and settlement services to homeowners, lenders, title agents, and real estate professionals.It operates through two segments, Distribution and Underwriting.
The company also engages in title insurance underwriting business, including policies referred through its direct agents and third-party agents' channels; and provides services in the areas of purchase and refinance transactions in the residential real estate market.It operates its third-party title insurance agency business under the North American Title Company brand.The company was incorporated in 2016 and is headquartered in San Francisco, California.
Market Data
Last Price | 6.28 |
Change Percentage | 2.45% |
Open | 6.04 |
Previous Close | 6.13 |
Market Cap ( Millions) | 89 |
Volume | 587303 |
Year High | 6.29 |
Year Low | 3.9 |
M A 50 | 6.07 |
M A 200 | 5.46 |
Financial Ratios
FCF Yield | -59.91% |
Dividend Yield | 0.00% |
ROE | 253.12% |
Debt / Equity | -281.02% |
Net Debt / EBIDTA | -266.18% |
Price To Book | -1.47 |
Price Earnings Ratio | -1.01 |
Price To FCF | -1.67 |
Price To sales | 0.29 |
EV / EBITDA | -4.97 |
News
- Jan -15 - DOMA Perpetual Sends Letter Urging Board of Directors of InMode Ltd. to Immediately Execute Tender Offer followed by Share Buyback
- Dec -11 - DOMA Perpetual Capital Management Announces Intent to Nominate Four Highly Qualified, Independent Director Candidates at 2025 Annual Meeting of Pacira BioSciences, Inc.
- Nov -13 - Pleasant Land Announces Strategic Acquisition of Livanta and DOMA Technologies to Develop Innovative Healthcare Technology Platform
- Sep -27 - Doma Closes Previously Announced Go Private Transaction
- Sep -25 - DOMA Perpetual Sends Letter to Board of Directors of Pacira Biosciences to Immediately Accelerate and Increase its Share Buyback Program to Enhance Return to Shareholders
- Aug -13 - Doma Reports Second Quarter 2024 Financial Results
- Jul -27 - BALY INVESTIGATION: The M&A Class Action Firm Launches Investigation Merger of Bally's Corp.
- Jul -26 - INVESTIGATION: The M&A Class Action Firm Investigates Merger and Imminent Vote on August 27, 2024, of Doma Holdings, Inc. - DOMA
- Jul -25 - DOMA Perpetual Sends Letter to the Board of Directors of InMode Urging the Execution of a 40% Tender Offer
- Jul -23 - INVESTIGATION: The M&A Class Action Firm Investigates Merger and Imminent Vote on August 27, 2024, of Doma Holdings, Inc. - DOMA
- Jul -18 - INVESTIGATION: The M&A Class Action Firm Investigates Merger and Imminent Vote on August 27, 2024, of Doma Holdings, Inc. - DOMA
- May -21 - Harmony Acquisitions Enters into Letter of Intent for Qualifying Transaction with DOMA BR
- May -11 - DOMA HOLDINGS INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Doma Holdings, Inc. - DOMA
- May -07 - Doma Reports First Quarter 2024 Financial Results
- Apr -05 - FinTech IPO Index Slides 2.9% Amid Nuvei's Go-Private Deal and Doma's Acquisition Newsβ
- Apr -02 - INVESTIGATION: The M&A Class Action Firm Announces an Investigation of Doma Holdings, Inc. - DOMA
- Mar -29 - DOMA Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Doma Holdings, Inc. Is Fair to Shareholders
- Mar -29 - Shareholder Alert: Ademi LLP investigates whether Doma Holdings, Inc. has obtained a Fair Price in its transaction with Title Resources Group
- Mar -28 - Doma Enters into Agreement to Go Private at Price of $6.29 Per Share in Cash; Plans to Merge with an industry leader TRG to Create Attractive Scale Opportunities
- Mar -13 - Doma Holdings Inc. (DOMA) Q4 2023 Earnings Call Transcript
Business Breakdown
Expected Mid-Term Growth
Segment nΒ°1 -> Underwriting
Expected Growth : 8.5 %
What the company do ?
Doma Holdings Inc.'s underwriting is a digital-first title insurance and closing experience, using machine learning and data to streamline the process, reducing friction and increasing efficiency.
Why we expect these perspectives ?
Doma Holdings Inc.'s underwriting growth of 8.5% is driven by increasing demand for digital title insurance, expansion into new markets, and strategic partnerships. Additionally, the company's proprietary technology and data analytics capabilities enable efficient processing, reducing costs and increasing customer satisfaction, thereby fueling growth.
Segment nΒ°2 -> Corporate and Other Segment
Expected Growth : 7.5 %
What the company do ?
The Corporate and Other Segment from Doma Holdings Inc. includes unallocated corporate expenses, interest income, and other miscellaneous items not attributed to specific business segments.
Why we expect these perspectives ?
Doma Holdings Inc.'s Corporate and Other Segment growth of 7.5% is driven by increasing adoption of its title insurance and real estate settlement services, expansion into new markets, and strategic investments in digital transformation, resulting in operational efficiencies and cost savings.
Segment nΒ°3 -> Eliminations
Expected Growth : 0.0 %
What the company do ?
Eliminations from Doma Holdings Inc. refer to the removal of intercompany transactions and balances to present a consolidated financial statement.
Why we expect these perspectives ?
With 0.0% growth, Eliminations from Doma Holdings Inc. indicates a stagnant segment. This may be due to market saturation, intense competition, or a lack of innovation. The company's focus on cost-cutting measures and operational efficiency might be offset by declining revenue, resulting in no growth.
Doma Holdings Inc. Products
Product Range | What is it ? |
---|---|
Title Insurance | Doma Holdings Inc. offers title insurance products that provide protection to property owners and lenders from financial loss due to defects in title to a property. |
Settlement Services | Doma Holdings Inc. provides settlement services that facilitate the closing process for real estate transactions, including document preparation, notarization, and recording. |
Default Services | Doma Holdings Inc. offers default services that help lenders and servicers manage distressed properties, including foreclosure, REO, and loss mitigation. |
Valuation Services | Doma Holdings Inc. provides valuation services that offer accurate and reliable property valuations, including appraisals, BPOs, and AVMs. |
Doma Holdings Inc.'s Porter Forces
Threat Of Substitutes
Doma Holdings Inc. operates in a niche market with limited substitutes, but the threat of substitutes is still present due to the evolving nature of the industry.
Bargaining Power Of Customers
Doma Holdings Inc. has a diverse customer base, which reduces the bargaining power of individual customers. Additionally, the company's products and services are highly specialized, making it difficult for customers to negotiate prices.
Bargaining Power Of Suppliers
Doma Holdings Inc. relies on a few key suppliers for critical components, which gives them some bargaining power. However, the company's strong relationships with suppliers and its ability to negotiate contracts mitigate this risk.
Threat Of New Entrants
The barriers to entry in Doma Holdings Inc.'s industry are relatively high, including significant capital requirements and regulatory hurdles. This makes it difficult for new entrants to compete with the company.
Intensity Of Rivalry
Doma Holdings Inc. operates in a highly competitive industry with several established players. The company must continually innovate and improve its products and services to maintain its market share.
Capital Structure
Value | |
---|---|
Debt Weight | 119.70% |
Debt Cost | 12.40% |
Equity Weight | -19.70% |
Equity Cost | 13.21% |
WACC | 12.25% |
Leverage | -607.66% |
Doma Holdings Inc. : Quality Control
Doma Holdings Inc. passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
Company | Rational |
---|---|
NMRK | Newmark Group, Inc. provides commercial real estate services in the United States and internationally. The company's investor/owner services and products include capital markets, such as investment, debt and structured finance, β¦ |
EXPI | eXp World Holdings, Inc., together with its subsidiaries, provides cloud-based real estate brokerage services for residential homeowners and homebuyers. The company facilitates buyers to search real-time property listings and sellers β¦ |
RMAX | RE/MAX Holdings, Inc. operates as a franchisor of real estate and mortgage brokerage services in the United States, Canada, and internationally. The company operates through three segments: Real Estate, Mortgage, β¦ |
FRPH | FRP Holdings, Inc. engages in the real estate businesses in the United States. The company operates through four segments: Asset Management, Mining Royalty Lands, Development, and Stabilized Joint Venture. The β¦ |
MAYS | J.W. Mays, Inc. owns, operates, and leases commercial real estate properties in United States. Its properties are located in Brooklyn, Jamaica, Fishkill, Levittown, Massapequa of New York, and Circleville of β¦ |