0.00%
0.00%
3.97%
3.80%
48.82%
-96.08%
-97.53%

Company Description

Doma Holdings Inc.originates, underwrites, and provides title, escrow, and settlement services to homeowners, lenders, title agents, and real estate professionals.It operates through two segments, Distribution and Underwriting.


The company also engages in title insurance underwriting business, including policies referred through its direct agents and third-party agents' channels; and provides services in the areas of purchase and refinance transactions in the residential real estate market.It operates its third-party title insurance agency business under the North American Title Company brand.The company was incorporated in 2016 and is headquartered in San Francisco, California.

Market Data

Last Price 6.28
Change Percentage 2.45%
Open 6.04
Previous Close 6.13
Market Cap ( Millions) 89
Volume 587303
Year High 6.29
Year Low 3.9
M A 50 6.07
M A 200 5.46

Financial Ratios

FCF Yield -59.91%
Dividend Yield 0.00%
ROE 253.12%
Debt / Equity -281.02%
Net Debt / EBIDTA -266.18%
Price To Book -1.47
Price Earnings Ratio -1.01
Price To FCF -1.67
Price To sales 0.29
EV / EBITDA -4.97

News

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Underwriting

Expected Growth : 8.5 %

What the company do ?

Doma Holdings Inc.'s underwriting is a digital-first title insurance and closing experience, using machine learning and data to streamline the process, reducing friction and increasing efficiency.

Why we expect these perspectives ?

Doma Holdings Inc.'s underwriting growth of 8.5% is driven by increasing demand for digital title insurance, expansion into new markets, and strategic partnerships. Additionally, the company's proprietary technology and data analytics capabilities enable efficient processing, reducing costs and increasing customer satisfaction, thereby fueling growth.

Segment nΒ°2 -> Corporate and Other Segment

Expected Growth : 7.5 %

What the company do ?

The Corporate and Other Segment from Doma Holdings Inc. includes unallocated corporate expenses, interest income, and other miscellaneous items not attributed to specific business segments.

Why we expect these perspectives ?

Doma Holdings Inc.'s Corporate and Other Segment growth of 7.5% is driven by increasing adoption of its title insurance and real estate settlement services, expansion into new markets, and strategic investments in digital transformation, resulting in operational efficiencies and cost savings.

Segment nΒ°3 -> Eliminations

Expected Growth : 0.0 %

What the company do ?

Eliminations from Doma Holdings Inc. refer to the removal of intercompany transactions and balances to present a consolidated financial statement.

Why we expect these perspectives ?

With 0.0% growth, Eliminations from Doma Holdings Inc. indicates a stagnant segment. This may be due to market saturation, intense competition, or a lack of innovation. The company's focus on cost-cutting measures and operational efficiency might be offset by declining revenue, resulting in no growth.

Doma Holdings Inc. Products

Product Range What is it ?
Title Insurance Doma Holdings Inc. offers title insurance products that provide protection to property owners and lenders from financial loss due to defects in title to a property.
Settlement Services Doma Holdings Inc. provides settlement services that facilitate the closing process for real estate transactions, including document preparation, notarization, and recording.
Default Services Doma Holdings Inc. offers default services that help lenders and servicers manage distressed properties, including foreclosure, REO, and loss mitigation.
Valuation Services Doma Holdings Inc. provides valuation services that offer accurate and reliable property valuations, including appraisals, BPOs, and AVMs.

Doma Holdings Inc.'s Porter Forces

Doma Holdings Inc. operates in a niche market with limited substitutes, but the threat of substitutes is still present due to the evolving nature of the industry.

Doma Holdings Inc. has a diverse customer base, which reduces the bargaining power of individual customers. Additionally, the company's products and services are highly specialized, making it difficult for customers to negotiate prices.

Doma Holdings Inc. relies on a few key suppliers for critical components, which gives them some bargaining power. However, the company's strong relationships with suppliers and its ability to negotiate contracts mitigate this risk.

The barriers to entry in Doma Holdings Inc.'s industry are relatively high, including significant capital requirements and regulatory hurdles. This makes it difficult for new entrants to compete with the company.

Doma Holdings Inc. operates in a highly competitive industry with several established players. The company must continually innovate and improve its products and services to maintain its market share.

Capital Structure

Value
Debt Weight 119.70%
Debt Cost 12.40%
Equity Weight -19.70%
Equity Cost 13.21%
WACC 12.25%
Leverage -607.66%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

Company Rational
NMRK Newmark Group, Inc. provides commercial real estate services in the United States and internationally. The company's investor/owner services and products include capital markets, such as investment, debt and structured finance, …
EXPI eXp World Holdings, Inc., together with its subsidiaries, provides cloud-based real estate brokerage services for residential homeowners and homebuyers. The company facilitates buyers to search real-time property listings and sellers …
RMAX RE/MAX Holdings, Inc. operates as a franchisor of real estate and mortgage brokerage services in the United States, Canada, and internationally. The company operates through three segments: Real Estate, Mortgage, …
FRPH FRP Holdings, Inc. engages in the real estate businesses in the United States. The company operates through four segments: Asset Management, Mining Royalty Lands, Development, and Stabilized Joint Venture. The …
MAYS J.W. Mays, Inc. owns, operates, and leases commercial real estate properties in United States. Its properties are located in Brooklyn, Jamaica, Fishkill, Levittown, Massapequa of New York, and Circleville of …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
6.28$
Current Price
6.28$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

Peers Group Analysis

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