-1.51%
6.46%
13.07%
17.68%
39.13%
8.88%
46.15%
AI Spotlight on HWC
Company Description
Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers.It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts.The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees.
In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals.Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets.The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio.
It also operates a loan production office in Tennessee; and a trust and asset management office in Texas.The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018.Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.
Market Data
| Last Price | 58.84 |
| Change Percentage | -1.51% |
| Open | 57.96 |
| Previous Close | 59.74 |
| Market Cap ( Millions) | 5064 |
| Volume | 523934 |
| Year High | 62.4 |
| Year Low | 41.19 |
| M A 50 | 57.6 |
| M A 200 | 51.76 |
Financial Ratios
| FCF Yield | 10.26% |
| Dividend Yield | 2.55% |
| ROE | 9.89% |
| Debt / Equity | 20.49% |
| Net Debt / EBIDTA | -170.06% |
| Price To Book | 1.22 |
| Price Earnings Ratio | 13.03 |
| Price To FCF | 9.75 |
| Price To sales | 3.24 |
| EV / EBITDA | 15.21 |
News
- 14:25 - Hancock Whitney Rewards Shareholders With a 12.5% Dividend Hike
- 13:30 - Hancock Whitney: Strong Balance Sheet Makes Shares Attractive
- Jan -30 - Media Advisory: FHLB Dallas and Hancock Whitney Bank Award $105K in Grants to Louisiana Nonprofits
- Jan -27 - Hancock Whitney (HWC) Could Be a Great Choice
- Jan -22 - HWC Beats on Q4 Earnings on NII & Fee Income Growth, to Buy Sabal
- Jan -22 - Hancock Whitney Corporation (HWC) Q4 2024 Earnings Call Transcript
- Jan -22 - Compared to Estimates, Hancock Whitney (HWC) Q4 Earnings: A Look at Key Metrics
- Jan -21 - Hancock Whitney (HWC) Q4 Earnings and Revenues Surpass Estimates
- Jan -15 - Curious about Hancock Whitney (HWC) Q4 Performance? Explore Wall Street Estimates for Key Metrics
- Dec -30 - Hancock Whitney Corporation to Announce Fourth Quarter 2024 Financial Results and Host Conference Call January 21
- Dec -12 - Hancock Whitney Renews Share Repurchase Authorization
- Nov -14 - Hancock Whitney: Still Attractive After The Post-Election Rally
- Oct -29 - Hancock Whitney Names Moses Feagin to Its Holding Company Board
- Oct -16 - Hancock Whitney Q3 Earnings Beat Estimates on Fee Income Growth
- Oct -15 - Hancock Whitney Corporation (HWC) Q3 2024 Earnings Call Transcript
- Oct -15 - Hancock Whitney (HWC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
- Oct -15 - Hancock Whitney (HWC) Q3 Earnings and Revenues Top Estimates
- Oct -15 - Hancock Whitney Reports Third Quarter 2024 EPS of $1.33
- Oct -10 - What Analyst Projections for Key Metrics Reveal About Hancock Whitney (HWC) Q3 Earnings
- Sep -13 - Hancock Whitney (HWC) Could Find a Support Soon, Here's Why You Should Buy the Stock Now
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 4.0 %
What the company do ?
Hancock Whitney Corporation's Banking and Related Activities segment provides traditional banking products and services to individuals and commercial customers.
Why we expect these perspectives ?
Hancock Whitney Corporation's 4.0% growth in Banking and Related Activities is driven by increasing loan demand, expansion of commercial banking services, and strategic acquisitions. Additionally, the corporation's focus on digital transformation, cost savings initiatives, and a favorable interest rate environment have contributed to its growth.
Hancock Whitney Corporation Products
| Product Range | What is it ? |
|---|---|
| Commercial Banking | Provides financial solutions to businesses, including cash management, lending, and treasury management services. |
| Private Banking | Offers personalized financial services to high net worth individuals, including investment management, trust services, and wealth planning. |
| Mortgage Banking | Provides mortgage lending services to individuals and businesses, including residential and commercial mortgage loans. |
| Treasury Management | Offers cash management and treasury services to businesses, including account management, payment processing, and fraud prevention. |
| Investment Services | Provides investment products and services, including brokerage, investment management, and retirement planning. |
| Insurance Services | Offers insurance products and services, including property and casualty insurance, life insurance, and employee benefits. |
Hancock Whitney Corporation's Porter Forces
Threat Of Substitutes
Hancock Whitney Corporation operates in the banking industry, which has a moderate threat of substitutes. While customers have some alternatives, such as credit unions and online lenders, the switching costs are relatively high, and the company's strong brand and customer relationships mitigate the threat.
Bargaining Power Of Customers
Hancock Whitney Corporation's customers have limited bargaining power due to the company's diverse customer base and lack of concentration. Additionally, the company's strong brand and customer relationships reduce the bargaining power of individual customers.
Bargaining Power Of Suppliers
Hancock Whitney Corporation has a diverse supplier base, and no single supplier has significant bargaining power. The company's strong financial position and long-term relationships with suppliers also reduce the bargaining power of suppliers.
Threat Of New Entrants
The banking industry has significant barriers to entry, including regulatory hurdles and high capital requirements. Additionally, Hancock Whitney Corporation's strong brand and established customer relationships make it difficult for new entrants to gain traction.
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. Hancock Whitney Corporation operates in a crowded market, and the company must continually innovate and improve its products and services to maintain its competitive position.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 26.97% |
| Debt Cost | 5.92% |
| Equity Weight | 73.03% |
| Equity Cost | 10.56% |
| WACC | 9.31% |
| Leverage | 36.94% |
Hancock Whitney Corporation : Quality Control
Hancock Whitney Corporation passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| UMBF | UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit … |
| WBS | Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides a range of banking, investment, and financial services to individuals, families, and businesses in … |
| ABCB | Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and … |
| AUB | Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and related financial services to consumers and businesses. The company accepts various deposit products, … |
| ZION | Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Hancock Whitney
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UMB
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Ameris
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4
Zions Bank
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5
Webster
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1-Year Total Return ->
6
